I did something I thought I’d never do – which is brave Bath and Body Works during the holidays. The place is crazy. But they were having a(n equally) crazy candle sale and I will admit to being basic enough that I got quite excited.
After buying three candles, my mother realized that I had gotten a $10 off $30 coupon that I could use that day. She suggested, because I had spent $27 on candles already, that I return the candles and repurchase them and something else to use the coupon. Thus I would get all three candles plus something else, for less than what I had paid for just the three candles.
My first thought was that I didn’t want to do that because it seemed like a hassle. Additionally, it just seemed unethical. I wouldn’t have received the coupon if I hadn’t made the first purchase. That was not how the coupon was intended to be used. If it were, they would have given the coupon before the purchase.
Some people would say, Bath and Body Works is a big corporation and makes a ton of money, so it’s not the same as cheating a smaller company. But my ethics have nothing to do with who I’m dealing with and everything to do with how I conduct myself. If I treat nice people well and “bad” people poorly, that’s not so much a system of ethics so much as the path of least resistance. I don’t want to violate my own code of ethics for $10 or any amount of money.
I saw a personal finance blogger mention cheating a “bad” company by intentionally buying things to qualify for free shipping that he planned to return immediately. It’s not necessarily immoral, but the blogger had specifically justified his actions because the company was bad, and not because he thought his actions were ethical. It makes me wonder, who else will he try to cheat? Where are the boundaries to what he will do to save money? If he’s going to cheat for a small amount of money, what would he do with a large amount of money?
Personal finance is about money but it’s more than that. It’s about what you will do, how you will live, who you will become, in relation to how you treat your money. You become a certain kind of person when you treat money as your biggest goal, your idol. I never want to be the kind of person who does that. I will pay the money to live by my own code of ethics. I would rather have no candles at all.
Saving money is important, but there should be principles that are more important. What boundaries will you not cross to save money?