Making Frugality Fun

I’ve always been a frugal person and I consider myself a disciplined person. But sometimes I read personal finance blogs and it all seems like….a drag. If you read these blogs, it seems that to live a frugal life, you have to aim to be a monk. You have to live a life of deprivation. You have to deny yourself, deny yourself and then deny yourself some more. And then you retire or die.

I think your self discipline gives way though. And even if it didn’t, at some point you realize that life is short and you don’t want to spend it denying it and being unhappy.

So if not a life of deprivation, then how does one become frugal? I thought about this when I was selecting a restaurant for dinner. One place looked much fancier, was packed and looked fun. The other was half the price in a much simpler atmosphere. But after we picked the cheaper restaurant, choosing foods was much more fun because, for the same price, we had so many options. And it dawned on me, frugality can have benefits beyond saving money.

Frugality can lead to more options
Rather than look at frugality as a way of limiting your options, frugality can allow us to have more options. If we are at a cheaper restaurant, we can choose more foods for the same price.

Frugality can lead to more creativity
If you get an expensive piece of furniture or clothing, you invest resources in trying to protect it and care for it as is. If you get a cheaper piece of furniture, you can spray paint it, reupholster it or have money to add pillows or decor.

Frugality can just be fun
A lot of frugal activities are recommended because they save money but often they’re just more fun to do. Hosting people over at my house is one of my favorite things to do and creates great memories. It’s great that it’s cheaper than paying for the same number of people to go to a restaurant and may even be cheaper than one’s own portion at a restaurant, if you factor in gifts of food and wine and leftovers. But mostly, I do it because it’s fun. I bike to work because it’s fun, but it does save money.

I think if you live your life in a way where most of the reasons you do things are because they’re frugal, you’ll burn out and get sick of it. You’ll get so tired of being a slave to money that you might give up on the idea of saving money altogether. If you do things for the reason that they are fun, but they could also be frugal, you are so much less likely to burn out. You’re living your life according to what makes you happy and really enriching your life by being frugal.

What kinds of things do you do because they’re fun but that are also frugal?

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This is the Secret to Being Healthy, Frugal and Happy

It dawned on me recently that I had lost ten pounds and was keeping it off. My legs had never been so toned, my skin was glowing and I was BM-ing like a rock star.

And it wasn’t because I had gone on a crazy diet and had amazing willpower. It wasn’t because I was dragging myself to the gym. What was surprising about my transformation was not so much the transformation itself but how little sacrifice I had made.

So for those of you that don’t know – this is what I do to be healthy (but don’t focus on this, because the specifics aren’t the key).

Meal plan: I eat one meal a day, usually. I don’t have any restrictions on that meal. I can eat carbs, sugar, starches, dairy, whatever I fancy.

Exercise plan: I bike to work most days and go for a long run or bike ride on the weekends. This amounts to half an hour to an hour of cardio. Every now and then (but not usually) I lift weights.

So am I saying you should do these same things and will get the same results? NO!!! The secret to losing weight and getting toned aren’t what I do.

The secret is: I love this diet and exercise program.

I don’t eat this way or exercise this way in order to change the way I look. If these activities made me fatter, I would probably reduce them, but I would still try to find a way to keep doing what I’m doing. I look forward to them.

I mean, I generally have excellent self-control. But I have only ever been on 2 diets and I quit both early. Gained back the weight. And you know why? People aren’t great at making themselves miserable. People hate telling themselves they can’t have what they want. And you know what? That’s ok!

It’s ok if you want to be happy. The secret isn’t to learn how to deal with misery. The secret is to find a way to get to your goal that you frickin’ are addicted to.

So if you love binge eating, as I do, and hate restricting yourself from certain foods, maybe intermittent fasting is for you. Maybe it’s working out so much that you can eat as much as you like. Maybe it’s savoring your food. Maybe it’s going for a walk after you eat.

If there’s a healthy food you love, focus on incorporating more of those into your diet rather than what you “can’t” eat. So if you love apples, eat an apple before your biggest meal. If you love radishes, roast them, saute them, eat them raw with salt and pepper. Make the healthy thing you love the appetizer and it turns out, you’ll end up eating a delicious craveable healthy food and there will just be less room for the unhealthy.

Whatever it is, the secret to being happy and being healthy is to make it consistent. And to make it consistent, think about adding more pleasure instead of adding more pain.

The secret to being frugal is not to deny yourself everything. The secret is to concentrate your spending on the things that you love. Get rid of anything that’s only ok or that you just do on autopilot. Don’t concentrate on what you can’t do but focus on the wonderful things you want to do. Focus on travel and then it becomes easier to stop shopping. Focus on seeing loved ones and you start bringing your lunch to work. Focus on getting your company off the ground and you will gladly cut cable.

The problem is not with you. It’s not that you lack willpower. It’s that you don’t need it.

what craveable healthy or frugal habits can you incorporate into your life?